PROPERTY OWNERS AND LANDLORDS’ INSURANCE 

Whether you own a single rental property or manage a portfolio, having the right insurance matters. Our Property Owners and Landlords’ Insurance is designed to safeguard your buildings, contents, and rental income — giving you peace of mind and protection against unexpected events.

DESIGNED FOR:

Landlord’s Residential Properties

Properties such as houses, flats, apartments, or bungalows.

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Commercial Properties

Properties such as offices, retail spaces, industrial units, or warehouses.

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Holiday Homes

Holiday cottages, Airbnb and other vacation homes.

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Non-standard Properties

Properties with heritage architecture, or Listed and extraordinary construction

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HMO Properties

Houses in Multiple Occupation (HMOs) such as student accommodations.

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Vacant Properties

Properties that are vacant or under construction.

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KEY COVERS INCLUDES:

Building and Contents

Insurance cover for the physical structure of the building(s) and its contents, if applicable. It protects against risks such as fire, theft, vandalism, and some natural disasters.

Public Liability

Public Liability insurance is crucial for landlords. It covers legal expenses and damages if a tenant, visitor, or third party is injured on the property and holds the owner liable. Liability cover helps protect landlords and property owners from lawsuits and potential financial losses.

Loss of Rental Income

Cover for loss of rental income in case of any business interruption. If the property becomes uninhabitable due to covered damages, this insurance can provide compensation for lost rental income during the repair or rebuilding period.

High-value items

This type of insurance cover for goods or commodities that have a significant monetary worth. This cover is optional, it might be offered if you declare the items to be insured.

Terrorism Cover

In some regions or for high-profile properties, landlords might consider terrorism insurance. This cover provides protection against acts of terrorism that may cause property damage or business interruption. 

Legal Expenses

This type of insurance is optional, it can cover legal fees in case of disputes, lawsuits, or other legal challenges.

Let’s Secure Your PROPERTY TODAY!

Fill out the form below, and one of our expert insurance brokers will be in touch for a quick consultation and a tailored quote designed just for your properties.

Submit your details now to get the protection your property deserves!

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No hassle, no obligation — just the right insurance quote for your business needs!

© 2025 Prestige Insurance Brokers (UK) Limited - Appointed Representative of TEn Insurance Services Ltd, trading as Eleven, which is authorised and regulated by the Financial Conduct Authority (FRN 314593)