Insurance for
Hospitality sector
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance options for hospitality sector:
This cover protects hospitality building and its contents from damage or loss caused by perils such as fire, theft, vandalism, or natural disasters. It typically includes cover for the building structure, furnishings, equipment, and inventory.
This insurance protects your hospitality place from legal claims or lawsuits filed by guests or third parties for injuries, accidents, or property damage that occur on your premises. It includes Public Liability Insurance, which covers bodily injury and property damage claims, and Product Liability Insurance, which covers claims related to products or services offered by your hospitality place.
This type of insurance is required in most jurisdictions if you have employees. It provides benefits to employees who are injured or become ill while performing their job duties. It covers medical expenses, lost wages, and rehabilitation costs.
If your hotel experiences a covered loss, such as a fire or natural disaster, and is temporarily unable to operate, business interruption insurance helps cover lost income and ongoing expenses during the downtime. It ensures that you can continue paying bills, salaries, and other financial obligations while your hotel is being restored.
Hosting events such as weddings, fundraisers, workshops, concerts, or sports activities. Event insurance provides cover for potential liabilities, accidents, property damage, or event cancellations. It may also include cover for event organisers and volunteers.
This insurance protects directors, and officers from legal claims alleging wrongful acts, errors, or omissions in their management decisions or actions. It covers defence costs, settlements, or judgments arising from these claims.
If the business is handling sensitive data, including personal information of customers. Cyber liability insurance safeguards against data breaches, cyberattacks, or other cybersecurity incidents. It helps cover costs associated with data recovery, legal fees, notification to affected parties, and potential liability claims.
If your hospitality place includes a bar or offers alcohol service, this is essential. It protects against claims resulting from accidents or injuries caused by intoxicated guests. This cover can help cover legal costs and potential settlements or judgments.
If your hotel owns vehicles for transportation services or other business purposes, commercial vehicle insurance is necessary to protect against accidents, property damage, or injuries caused by the vehicles.