Insurance options for
Contractors, Tradesmen & Specialists
Important protection for individuals and businesses involved in various skilled trades and manual work.
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance OPTIONS for THIS INDUSTRY:
This type of insurance is particularly important if you provide advice or professional services as part of your trade. It protects you in case a client claims financial loss due to a mistake or negligence on your part.
This insurance is essential for tradespeople as it covers you in case of third-party injury or property damage caused by your work. For example, if a client or a member of the public trips over your tools and gets injured, public liability insurance can cover the legal costs and compensation claims.
If you have employees or subcontractors working for you, you may be legally required to have employer’s liability insurance. It provides coverage in case your employees suffer work-related injuries or illnesses and make compensation claims.
As a tradesperson, your tools and equipment are vital for your work. This insurance policy can protect you in case they are damaged, lost, or stolen. It typically covers the cost of replacing or repairing your tools and equipment.
If you use a vehicle for work purposes, such as transporting tools and materials, you’ll need commercial vehicle insurance. It provides coverage for accidents, theft, and damage to your work vehicle.
This insurance can provide financial protection if your business is unable to operate due to an unexpected event, such as fire, flood, or other disasters. It can cover lost income and ongoing expenses.
Personal accident insurance can provide financial support if you are injured and unable to work. It can cover medical expenses and provide a source of income while you recover.
This type of insurance specifically covers the theft of your tools, which can be a common issue for tradesmen. It can help you replace your tools quickly so you can continue working.
If you are working on construction sites, this insurance can cover the risks associated with the project, including damage to the site and materials.
This insurance can cover the cost of legal fees and expenses if you become involved in a legal dispute related to your business, such as contract disputes or employment issues.