HOME
ABOUT
PRODUCTS
CLAIMS
CONTACT

HOME
ABOUT
PRODUCTS
CLAIMS
CONTACT

PROPERTY OWNERS AND LANDLORDS INSURANCE

Insurance requirements for Property Owners & Landlords may vary depending on factors such as: the property’s type, location, size, tenant types, or lease agreements.

Simply fill out the form below, and we’ll get in touch to provide a tailored insurance quote that meets your specific needs.

VARIETY OF BUSINESSES WE CAN PROTECT:

Get a quote

Landlord’s Residential Properties

Properties such as houses, flats, apartments, or bungalows.

Get a quote

Commercial Properties

Properties such as offices, retail spaces, industrial units, or warehouses.

Get a quote

Holiday Homes

Holiday cottages, Airbnb and other vacation homes.

Get a quote

Non-standard Properties

Properties with heritage architecture, or Listed and extraordinary construction

Get a quote

HMO Properties

Houses in Multiple Occupation (HMOs) such as student accommodations.

Get a quote

Vacant Properties

Properties that are vacant or under construction.

Common insurance covers WE CAN TAILOR FOR YOU:

Building and Contents

Commercial property insurance provides cover for the physical structure of the building(s) and its contents. It protects against risks such as fire, theft, vandalism, and natural disasters. Adequate cover is required for the property based on its value and potential risks.

Public Liability

Public Liability insurance is crucial for landlords and Landladies. It covers legal expenses and damages if a tenant, visitor, or third party is injured on the property and holds the owner liable. Liability cover helps protect landlords and Ladies from lawsuits and potential financial losses.

Loss of Rental Income

Landlords should consider adding cover for loss of rental income in case of any business interruption. If the property becomes uninhabitable due to covered damages, this insurance can provide compensation for lost rental income during the repair or rebuilding period.

High-value items

This type of insurance cover for goods or commodities that have a significant monetary worth. This cover is optional, it might be offered if you declare the items.

Terrorism Cover

In some regions or for high-profile properties, landlords might consider terrorism insurance. This cover provides protection against acts of terrorism that may cause property damage or business interruption.

Legal Expenses

This type of insurance is optional, it can cover legal fees in case of disputes, lawsuits, or other legal challenges.

FILL OUT THE FORM BELOW TO GET YOUR INSURANCE QUOTE

Please enable JavaScript in your browser to complete this form.

Contact Name

Phone number

Please provide a correspondence address (If it is different from the address being insured)

Insurance Renewal date

Current insurer

Premium target

Property Ownership Name(s) as it appears on the Land Registry Title Deeds

Please provide: Full name / Date of birth / Job title / Occupation for all Owners, Directors or Partners:

Please select from the following options that apply to any Owner, Director, or Partner:

have been declared bankrupt or insolvent or been a subject of bankruptcy proceedings
had any non-motor conviction or criminal offences or any prosecutions pending
have been the subject of a recovery action by Customs and Excise or the Inland Revenue
had a County Court Judgement awarded against them
Not applicable

Please select from the following options that apply to any Owner, Director, or Partner:

had an insurance renewal refused
had an insurance cancelled by an insurer
had been asked to take extra precautions by insurers
had any special insurance terms imposed
Not applicable

Full address of the premises to be insured

(Property Name, Building Number, Street name, Town & Post code)

Year property built

Date property purchased

Is the property mortgaged?

Name of the mortgage provider

Is the property a Listed Building?

Please provide details of the Listing

Please select from the following options that apply to the premises:

The property is not self contained with its own means of access
The property is erected on made up ground or has been underpinned
The property is in area with history of flooding
The property is unduly exposed to storms or high winds
The property is close to mines/underground workings
The property has suffered from, or shows any visible signs of damage subsidence, landslip or ground heave
Not applicable

Is the premises in a good state of repair and free from damage?

Is the property of non-standard construction?

(Walls not built only of brick, stone, concrete or roofed only with slates, tiles, or concrete)

What is the total number of storeys in the building?

Number of storeys where floor is of concrete construction?

Number of storeys where floor is of wooden construction?

Does the property have a basement?

What main materials are the property walls made of?

Please provide percentage split, if the walls are made of more than one material

Does the premises have external cladding/external wall insulation?

What materials is the property roof made of?

Please provide percentage split, if the roof is made of more than one material

Is there any area of the roof flat?

Please state the approximate percentage of the roof being flat?

What type of heating is currently installed in the property?

Is there an ATM on the premises?

Any Risk Management Features that are currently active for this property:

Intruder Alarm
Wired Fire Alarm
Smoke detectors on each floor
Sprinklers
Gas inspections
Electrical inspections

What type of signalling the Intruder Alarm has?

Redcare
Digicom
Bells only
Other

Is it connected to the Police response? If yes, what level?

Is this Intruder Alarm being regularly maintained by contracted Accreditation Approved Company?

Please provide details:

Is the sprinkler installed with a water supply?

Sprinkler's accreditation details:

Is the sprinkler maintained by Loss Prevention Certification Board approved company?

Premises occupancy type:

Commercial
Residential
Commercial and Residential

Type of building: (Detached, Semi-detached, Terraced, Other, please specify)

Number of bedrooms, bathrooms and other rooms in the residential area of the premises

Number of all tenancies and all trades in the commercial area of this premises:

Number of tenancies and type of tenants in the residential area at the premises: (I.e: Working tenants, Students, Benefit Assisted)

Please specify

Is any part of the property a House in Multiple Occupation (HMO)?

Any parts of the premises unoccupied?

Reason for unoccupancy

Length of expected unoccupancy

Percentage of the premises that is unoccupied

Date property first unoccupied

Previous occupant type

Please select immediate intention for the property:

Letting
Development
Demolition
Owner occupied
Sale
Unknown

Any type of work planned?

Decoration
Extension construction
Central heating installation
Conversion to private dwelling
Kitchen/Bathroom refit
Major structural works
Non-structural major refit
Refurbishment/Renovations
Replacing windows
Replumbing
Rewiring
None

Is planning permission granted?

Contract works value (£)

Type of structural works:

Estimated total value of the building? (Including Fixed Glass, Landlords Fixtures & Fittings)

Please provide the estimate based on the most recent survey.

Would you like to cover any loss of rental income in case of unexpected interruption to the property income?

What is the annual rent that you require to be covered?

What would be the preferred length of time for the Loss of Rent Cover? (Indemnity Period)

12 months
24 months
36 months

The standard liability limit of indemnity for property owners is £2 million. Would you like to increase it to £5 million?

Have you had any losses or incidents giving rise to a claim in the last 5 years?

Please provide the details of the claims made: (Date of claim, Cause of the Claim, The Claim Amount & the Outcome)

Any additional information?

GDPR Agreement *

I consent to having this form submitted and agree for Prestige Insurance Brokers (UK) Ltd to respond to my enquiry by phone, email or messages.

We would like to assure you that we take Data Protection seriously and your privacy is important to us. We will process your data in accordance with GDPR.

HOME
PRIVACY
COMPLAINTS
TOBA
CONTACT

HOME
PRIVACY
COMPLAINTS
TOBA
CONTACT

© 2025 Prestige Insurance Brokers (UK) Limited - Appointed Representative of TEn Insurance Services Ltd, trading as Eleven, which is authorised and regulated by the Financial Conduct Authority (FRN 314593)