Insurance for
PROPErTY OWNERS,
Landlords & Landladies
Insurance requirements for Landlords and Landladies may vary depending on factors such as the property’s location, size, tenant types, or lease agreements.
Let us learn about your business, by filling out our Risk Questionnaire below
If you prefer to speak with an adviser, please call us on 0330 133 7786 or book your telephone appointment below:
VARIETY OF BUSINESSES WE CAN PROTECT:
Properties such as houses, flats, apartments, or bungalows.
Properties such as offices, retail spaces, industrial units, or warehouses.
Holiday cottages, cabins, and vacation homes, AirBnB
Properties with heritage architecture, or extraordinary construction
Houses in Multiple Occupation (HMOs) such as student accommodations.
Properties that are vacant or under construction.
Typical PROPERTY insurance covers:
Your insurance needs may vary depending on your business structure, and location.
Commercial property insurance provides cover for the physical structure of the building(s) and its contents. It protects against risks such as fire, theft, vandalism, and natural disasters. Adequate cover is required for the property based on its value and potential risks.
Public Liability insurance is crucial for landlords and Landladies. It covers legal expenses and damages if a tenant, visitor, or third party is injured on the property and holds the owner liable. Liability cover helps protect landlords and Ladies from lawsuits and potential financial losses.
Landlords should consider adding cover for loss of rental income in case of any business interruption. If the property becomes uninhabitable due to covered damages, this insurance can provide compensation for lost rental income during the repair or rebuilding period.
This type of insurance cover for goods or commodities that have a significant monetary worth. This cover is optional, it might be offered if you declare the items.
In some regions or for high-profile properties, landlords might consider terrorism insurance. This cover provides protection against acts of terrorism that may cause property damage or business interruption.
This type of insurance is optional, it can cover legal fees in case of disputes, lawsuits, or other legal challenges.