High Net- Worth insurance
High net-worth individuals or businesses have unique insurance needs due to substantial assets and complex financial situations. It’s important to work with experienced insurance specialist like us. We can help assess risks and ensure adequate cover across all areas of wealth and lifestyle.
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance optionS FOR HIGH NET-WORTH:
High-value homes, vacation properties, and other real estate assets require specialised property insurance cover. This may include cover for the physical structure, valuable items like art and jewellery, and additional protection such as flood or earthquake insurance.
With substantial assets, high net-worth individuals face a higher risk of being targeted with liability claims. Liability insurance policies, such as excess liability this provides additional cover above the limits of primary policies like home or vehicle insurance.
This policy provides an extra layer of liability protection that goes beyond the limits of home, vehicle, or other primary insurance policies. It helps protect against major liability claims, lawsuits, or catastrophic events that could exhaust the limits of standard insurance policies.
High net-worth individuals often possess valuable art collections, antique furniture, rare wines, or other collectibles. These assets require specialised insurance cover to protect against damage, theft, or loss.
Luxury cars, classic automobiles, and high-performance vehicles require specialised cover due to their higher values. High net-worth individuals may need insurance that provides comprehensive cover, including agreed value cover, customised repair options, and cover for collectible or vintage vehicles.
High net-worth individuals who own or frequently use private aircraft need specialised aviation insurance. This cover may include liability protection, hull insurance for the aircraft, passenger liability, and cover for hangars and other associated risks.
If high net-worth individuals serve on corporate boards or hold executive positions, they may require D&O insurance to protect themselves against legal actions and claims arising from their professional duties and decisions.
if hosting events such as fundraisers, workshops, concerts, or sports activities. Event insurance provides coverage for potential liabilities, accidents, property damage, or event cancellations. It may also include cover for event organisers and volunteers.
With the increasing threat of cyber crime, high net-worth individuals may need insurance coverage that helps protect against cyber risks, including data breaches, identity theft, and cyber extortion.
Executives and high-profile individuals may require specialised insurance cover to protect against the risk of kidnapping, extortion, or other security-related incidents.
High net-worth individuals frequently travel for leisure or business. Comprehensive travel insurance can cover unexpected events such as trip cancellations, medical emergencies, and lost luggage. Some policies also offer concierge services.
High net-worth individuals often prefer private medical insurance to access premium healthcare services, including faster access to specialists and private hospital care.
This type of insurance can cover legal fees in case of disputes, lawsuits, or other legal challenges.