High Value Household insurance
High Value Households have unique insurance needs due to substantial assets. It’s important to work with experienced insurance specialist like us to assess risks and ensure adequate cover across all areas of wealth and lifestyle.
VARIETY OF VALUABLES WE CAN PROTECT:
insurance optionS FOR HIGH NET-WORTH:
High-value homes, vacation properties, and other real estate assets require specialised property insurance cover. This may include cover for the physical structure, valuable items like art and jewellery, and additional protection such as flood or earthquake insurance.
With substantial assets, high net-worth individuals face a higher risk of being targeted with liability claims. Liability insurance policies, such as excess liability this provides additional cover above the limits of primary policies like home insurance.
This policy provides an extra layer of liability protection that goes beyond the limits of home, vehicle, or other primary insurance policies. It helps protect against major liability claims, lawsuits, or catastrophic events that could exhaust the limits of standard insurance policies.
High net-worth individuals often possess valuable art collections, antique furniture, rare wines, or other collectibles. These assets require specialised insurance cover to protect against damage, theft, or loss.
If high net-worth individuals serve on corporate boards or hold executive positions, they may require D&O insurance to protect themselves against legal actions and claims arising from their professional duties and decisions.
If hosting events such as fundraisers, workshops, concerts, or sports activities. Event insurance provides coverage for potential liabilities, accidents, property damage, or event cancellations. It may also include cover for event organisers and volunteers.
This type of insurance can cover legal fees in case of disputes, lawsuits, or other legal challenges.