FOR PROFESSIONALS & ADVISORS
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance options for professionals:
Professional indemnity (PI) insurance is an important type of professionals business insurance, designed to cover you for costs you might face if your work, service, or advice may cause clients to suffer a loss either reputationally or financially. Professional indemnity insurance policies are usually tailored to the specific needs of different professions, considering the nature of the work, the potential risks involved, and the industry standards. The policy typically covers claims related to professional negligence, breach of duty, professional misconduct, errors or omissions, and unauthorised disclosure of confidential information. It helps professionals to manage the costs associated with defending themselves against claims and protects their assets in case they are found liable.
Provides cover for bodily injury, property damage, or personal injury claims arising from activities, events, or premises. It protects against lawsuits from visitors, participants, or vendors who may allege negligence or accidents on the premises.
If the office employs staff, this type of insurance is typically required by law. It provides cover for work-related injuries or illnesses suffered by employees and covers medical expenses, lost wages, and rehabilitation costs.
Property insurance covers damage or loss to the buildings, equipment, furniture, and other physical assets. It can protect against risks like fire, theft, vandalism, or natural disasters. We ensure that the policy covers all necessary property and consider cover for specialised equipment or valuable items.
This insurance protects the board members, directors, and officers from legal claims alleging wrongful acts, errors, or omissions in their management decisions or actions. It covers defense costs, settlements, or judgments arising from these claims.
If the office is handling sensitive data, including personal information of members or participants. Cyber liability insurance safeguards against data breaches, cyber attacks, or other cyber security incidents. It helps cover costs associated with data recovery, legal fees, notification to affected parties, and potential liability claims.
This insurance can help cover legal costs for various situations, such as employment disputes, contract disputes, or challenges to office policies.
In the event of unforeseen circumstances, such as a natural disaster or a pandemic, business interruption insurance can provide financial support to the business to cover lost income and ongoing expenses.