Insurance for Motor Fleet
Fleet insurance in the UK typically covers a group of vehicles owned by a business or organisation. This type of insurance is designed to provide covers for multiple vehicles under a single policy, which can be more cost-effective and convenient than insuring each vehicle individually.
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance options for Motor Fleet:
This is the most basic and essential cover for any fleet. It protects you against claims from third parties for bodily injury or property damage caused by your vehicles. Liability coverage typically includes both bodily injury liability and property damage liability.
Comprehensive cover protects your fleet vehicles against damage or loss caused by events other than collisions, such as theft, fire, vandalism, or natural disasters. It provides coverage for repairs or replacement of the vehicles.
Collision coverage provides protection for your fleet vehicles in the event of a collision with another vehicle or object. It covers the cost of repairs or replacement of your vehicles, regardless of fault.
This cover protects your fleet if one of your vehicles is involved in an accident with an uninsured or underinsured driver. It covers medical expenses, vehicle repairs, and other damages when the at-fault party lacks sufficient insurance cover.
Medical payments cover pays for medical expenses incurred by your drivers and passengers in the event of an accident, regardless of who is at fault. It can help cover hospital bills, surgeries, and other medical treatments.
PIP cover provides broader medical cover than medical payments cover. It covers medical expenses, lost wages, and other costs related to injuries sustained by your drivers and passengers in an accident.
This type of cover provides assistance and cover for repairs or towing in the event of a breakdown. It can help minimize downtime and keep your fleet running smoothly
If your business occasionally uses vehicles that are not owned by the company (such as rental vehicles or employee-owned vehicles used for work purposes), this coverage provides liability protection in case of an accident.
If your fleet involves transporting goods or cargo, cargo coverage protects against damage, theft, or loss of the goods being transported.
Some insurers offer additional services such as GPS tracking, driver behaviour monitoring, and risk management programs to help you optimise your fleet’s performance, safety, and efficiency.