INSURANCE OPTIONS FOR
FOOD & BEVERAGE SECTOR
VARIETY OF BUSINESSES WE CAN PROTECT:
insurance OPTIONS for THIS sector:
This is essential for any business that interacts with the public. It covers the cost of claims made by members of the public for incidents that occur on your premises, such as slip and fall accidents.
If your business manufactures, distributes, or sells food or beverages, product liability insurance is crucial. It provides coverage in case your products cause harm or illness to consumers.
If you have employees, you are legally required to have this insurance. It provides benefits to employees who are injured or become ill while performing their job duties. It covers medical expenses, lost wages, and rehabilitation costs.
If your Food & Beverage place experiences a covered event (e.g., fire, flood, or natural disaster) that forces you to temporarily close, business interruption insurance can help cover lost income, ongoing expenses (like rent or employee salaries), and the costs of operating from a temporary location.
If the business is handling sensitive data, including personal information of members or participants. Cyber liability insurance safeguards against data breaches, cyberattacks, or other cybersecurity incidents. It helps cover costs associated with data recovery, legal fees, notification to affected parties, and potential liability claims.
This policy covers your physical assets, such as your building, equipment, furniture, inventory, and signage, against damage or loss caused by fire, theft, vandalism, or other covered perils.
If your business owns vehicles for transportation services or other business purposes, commercial vehicle insurance is necessary to protect against accidents, property damage, or injuries caused by the vehicles.
Loss of licence insurance can help you protect against losses from having your alcohol licence revoked and cover costs and expenses incurred when applying to regain
This insurance can help cover legal costs for various situations, such as employment disputes, contract disputes, or challenges to educational policies.