• We can evaluate your current covers and policy limits
  • Recommend covers to adequately protect your business
  • Compare quotes from multiple insurance companies
  • Advice on cost-saving strategies
  • Provide ongoing support


  • Restaurants, Cafes and Takeaways
  • Pubs, Bars and Nightclubs
  • Catering Companies.
  • Food Trucks and Mobile Vendors
  • Bakeries and Confectioneries
  • Breweries and Distilleries
  • Food Manufacturer
  • Grocery Stores and Supermarket
  • Farmers’ Markets and Food Stalls
  • Food Delivery Services
  • Event and Banquet Halls
  • Food and Beverage Suppliers
  • Food Importers and Exporters
  • Food Testing Laboratories
  • Wineries and Vineyards
  • Food Service Equipment Suppliers
  • Food Packaging Manufacturers

insurance OPTIONS for THIS sector:

Public Liability Insurance

This is essential for any business that interacts with the public. It covers the cost of claims made by members of the public for incidents that occur on your premises, such as slip and fall accidents.

Product liability Insurance

If your business manufactures, distributes, or sells food or beverages, product liability insurance is crucial. It provides coverage in case your products cause harm or illness to consumers.

Employers liability insurance

If you have employees, you are legally required to have this insurance. It provides benefits to employees who are injured or become ill while performing their job duties. It covers medical expenses, lost wages, and rehabilitation costs.

Business Interruption Insurance

If your Food & Beverage place experiences a covered event (e.g., fire, flood, or natural disaster) that forces you to temporarily close, business interruption insurance can help cover lost income, ongoing expenses (like rent or employee salaries), and the costs of operating from a temporary location.

Cyber Liability Insurance

If the business is handling sensitive data, including personal information of members or participants. Cyber liability insurance safeguards against data breaches, cyberattacks, or other cybersecurity incidents. It helps cover costs associated with data recovery, legal fees, notification to affected parties, and potential liability claims.

Property Insurance

This policy covers your physical assets, such as your building, equipment, furniture, inventory, and signage, against damage or loss caused by fire, theft, vandalism, or other covered perils.

Commercial vehicles insurance

If your business owns vehicles for transportation services or other business purposes, commercial vehicle insurance is necessary to protect against accidents, property damage, or injuries caused by the vehicles.

Loss of licence Insurance – Liquor Liability Insurance

Loss of licence insurance can help you protect against losses from having your alcohol licence revoked and cover costs and expenses incurred when applying to regain

Legal Expenses Insurance:

This insurance can help cover legal costs for various situations, such as employment disputes, contract disputes, or challenges to educational policies.

Your insurance needs may vary depending on your trade, business structure, and location.
Contact us to assess your specific needs and we will find suitable cover options for your business.

Contact us