Insurance for warehouses or storage facilities 

Warehouse insurance is essential to protect your business from financial losses that can occur due to various risks and liabilities associated with the storage and handling of goods. The insurance needs of a warehouse can vary based on factors such as the size of the facility, the types of goods stored, the location, and the specific risks involved.

  • We can evaluate your current covers and policy limits
  • Recommend covers to adequately protect your business
  • Compare quotes from multiple insurance companies
  • Advice on cost-saving strategies
  • Provide ongoing support


  • Warehousing and Distribution Centers
  • Manufacturers own warehouses or storage facilities to store raw materials, work-in-progress, or finished products.
  • Retailers storage facilities
  • Importers and Exporters warehouses
  • Wholesale Distributors that maintain warehouses for bulk storage and distribution
  • E-commerce Fulfillment Centers
  • Cold Storage Facilities
  • Document Storage Services
  • Self-Storage Facilities
  • Art and Collectibles Storage: High-value items, such as art pieces, collectibles, and antiques, stored in warehouses or storage facilities
  • Hazardous Material Storage
  • Industrial Equipment Storage

insurance options for warehouses and other storage facilities:

Property Insurance

This type of cover protects the physical structure of your warehouse, including the building itself, equipment, fixtures, and inventory. It covers losses caused by perils such as fire, theft, vandalism, and natural disasters.

Liability Insurance

Liability insurance is crucial in case third parties (employees, customers, or visitors) are injured or their property is damaged while on your warehouse premises. This includes both public liability insurance and employers’ liability insurance if you have employees.

Business Interruption Insurance

If your warehouse operations are disrupted due to a covered event like a fire or other property damage, this insurance can provide compensation for lost income, ongoing expenses, and help you get back on your feet.

Goods in Transit Insurance

This cover protects goods while they are being transported to and from the warehouse. It can cover losses or damages that occur during transit.

Stock Insurance

This insurance covers the value of the goods and inventory stored in your warehouse against risks like fire, theft, and damage. It’s important to accurately estimate the value of your stock when obtaining this cover.

Cyber Liability Insurance

If your warehouse operations involve digital systems and data storage, cyber insurance can help cover the costs of responding to a data breach, including legal fees, customer notifications, and credit monitoring services.

Equipment Breakdown Insurance

This cover can help cover the costs of repairing or replacing essential equipment and machinery in case of breakdowns.

Commercial vehicles

If your business uses any vehicles for transportation of goods or employees, this insurance is necessary to cover accidents, liability, and damage to the vehicles.

Legal Expenses Insurance

This type of insurance can cover legal fees and expenses if your warehouse faces legal disputes or challenges, such as contract disputes or employment-related claims.

Your insurance needs may vary depending on your specific trade, business structure, and location.
Contact us to assess your needs and we will find suitable covers for your trade business.

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